Payment Options

Deal Decor Furniture & Mattress Outlet makes it easy for you to purchase your furniture and/or mattress. Aside from accepting cash or zelle payments, we collaborate with companies to help you finance or lease your new home furnishings.

To help maximize your chance of approval:

Customers should:

  • Use their legal name instead of a nickname
  • Use the address on their driver’s license (regardless of delivery address)
  • Use a traditional bank account rather than an online bank when possible
  • Make sure their debit card balance can cover the initial payment
  • Use a personal checking account open for 90-days or more
  • Include all types of income & make at least $1,000/month

    Customers should not:

    • Use a pre-paid card

     

      Koalafi (Lease to Own)

      With a Koalafi lease, you are getting the things you need, while also improving your credit. Soft inquiry credit check required with hard inquiry for final approval.

      • Leases up to $7,500
      • Initial payment $49+ tax 90 days no interest
      • Eligible customers can pre-qualify for future leases
      • Text "XWBBD" to 844.223.8937 to apply or click the link below

          For payments and general inquiries: 844.937.8275

          Start your application online now!

           

          Acima Credit

          Soft inquiry credit check required and a 90-day payoff option is available with Acima Credit. Here are some things to help you decide if applying with Acima Credit is the right option for you.

          • Leases up to $5,000
          • Initial payment $50+ tax 90 days no interest
          • Text "59715" to 22462 to apply or click the link below

              For payments and general inquiries: 801.297.1982

              Start your application online now!

               

              SNAP Finance

              Soft inquiry credit check required and a 100-day payoff option is available with Snap Finance.

              • Leases up to $5,000
              • Initial payment $39+ tax 100 days no interest
              • Text "69707" to 48078 to apply

                  For payments and general inquiries: 877.557.3769

                   

                  Affirm

                  We’re excited to let you know that we now offer Affirm as a payment option for your furniture purchases! With Affirm, you can choose a payment plan that fits your budget, allowing you to enjoy your new furniture right away while spreading out the cost over time.

                  Here’s how it works:

                  1. Select Affirm at Checkout: When you’re ready to purchase, simply choose Affirm as your payment method.
                  2. Choose Your Plan: You can select from various payment options to find the plan that works best for you.
                  3. Instant Approval: You’ll receive a quick decision and can complete your purchase in minutes!

                      For payments and general inquiries: 855.423.3729